Income Drawdown

Income drawdown may prove useful in managing your 'in-retirement' income needs.

It will not necessarily provide certainty or predictability of income but adopting this approach could deliver an income solution that offers control and flexibility that works for you by investing in assets that are intended to generate a regular income. 

The income generated can of course alter depending on the performance of the underlying assets and it is therefore designed for clients who are prepared to engage with investment risk & indeed those clients prepared to regularly review their affairs with their Financial Advisor to ensure their plans are delivering the required level of income for their needs.

MAIN BENEFITS

• A strategy around the release of or phased ‘tax free cash’ may feature as part of an income or capital expenditure plan
• It is essential that clients considering this style of approach have given thought to the impact that their own income aims may have on the underlying fund/s. Sequence risk and erosion of core fund value are equally key considerations.